So you have decided you need to go to rehab? Choosing the right drug treatment center can be a daunting task. There are a ton of things you need to consider before you pack your things and leave your family for 30-60 days.
One of the main issues people confront when going to rehab is the question of payment. Let’s analyze the three most shared methods of paying for rehab so you can find which works best for you.
- Less than 30% of drug treatment facilities take insurance. Not that they have not tried. However due to continued changes in the laws that govern drug treatment centers it has become increasingly more difficult to get insurance companies to pay. If you believe your insurance does cover drug treatment your best bet is to call them. This way the insurance company can tell you which facilities they cover and you won’t get stuck with a huge bill.
- The government spends a great deal of money on drug treatment. How it typically works is they allocate a certain amount of money to rehabs at the beginning of the year. Over the time of the year the money is taken out by rehabs as it is needed to treat patients. What that method is, toward the end of the year the money is pretty much all gone. In November and December your chances of government funding drop a great deal and you may be left out in the cold.
- You can pay out of pocket. Self pay may sound like it is out of your league. A thirty day stay may cost as much as seventy thousand dollars. The good news is that this fee is usually negotiable. Depending on what time of year you go and how complete a facility is you can usually get a pretty steep discount. I have seen facilities give as much as 70% off their usual price for treatment. All you need to do is ask. The best part about this is you can get top notch treatment at a reputable facility and nevertheless have some money when you get out.
Thankfully treatment is widely obtainable to those who want it. Whether you are self pay or insured, taking such an important step can change your life.